Our 24-hour confidential hotline will remain open throughout the ongoing lockdown. Call us for advice and support on 0800 074 0878 or use our online reporting form
How Loan Sharks Operate
If you are in a desperate situation, it may seem tempting to borrow money from a loan shark as a quick fix; however, you could end up paying back much more than you originally borrowed.
There is always another option and please remember that you are not alone. No matter how bad your situation seems, help is out there.
Where Can I Get Help?
Remember that you can call our helpline on 0800 074 0878 24 hours a day for advice and support.
- The Scottish Welfare Fund helps families and people in Scotland who are on low incomes by making Crisis Grants and Community Care Grants available to those in immediate need. The Scottish Government have added an extra £45 million to the Welfare Fund, which will be administered by local authorities.
- StepChange Debt Charity
have information and advice for those worried about debt and the Coronavirus.
- The Money Advice Service has a guide to support that might be available to you and changes to the benefits system.
- Citizens Advice Scotland have information about accessing food banks and other emergency help in your local area.
- The Financial Conduct Authority (FCA) have advice on avoiding loan fee scams and a register of authorised lenders. The FCA have also introduced a package of temporary measures to help people with overdrafts, credit cards and loans
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